Terms of Service

Last Updated: 29 Jul 2026

Introduction

Welcome to ifiniq. By using our website and services, you agree to comply with and be bound by these Terms of Service. Please read them carefully.

📋 Summary: These terms govern your use of ifiniq. By using our platform, you agree to these terms.

Acceptance of Terms

By accessing or using ifiniq, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

User Accounts

Account Creation

  • You must be at least 18 years old to create an account
  • You are responsible for maintaining the confidentiality of your account credentials
  • You agree to provide accurate and complete information

Account Termination

  • We reserve the right to suspend or terminate accounts that violate these terms
  • You may delete your account at any time

Use of Services

Permitted Use

  • Compare financial products
  • Access AI-powered recommendations
  • Earn and redeem iPoints
  • Apply for financial products through our affiliate links

Prohibited Use

  • Fraudulent or deceptive activities
  • Unauthorized access to other accounts
  • Interfering with website functionality
  • Automated data scraping

Intellectual Property

All content on ifiniq, including text, graphics, logos, and software, is the property of ifiniq and protected by copyright and intellectual property laws.

Third-Party Links

Our platform contains links to third-party websites. We are not responsible for the content or practices of these external sites.

Affiliate Disclosure

ifiniq participates in affiliate marketing programs. We earn commissions when you apply for products through our links. This does not affect the terms or pricing of the products.

Disclaimer of Warranties

  • Our services are provided "as is" without warranties of any kind
  • We do not guarantee the accuracy or completeness of product information
  • We are not responsible for third-party product decisions or outcomes

Limitation of Liability

To the fullest extent permitted by law, ifiniq shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Indemnification

You agree to indemnify and hold ifiniq harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of Singapore.

Changes to Terms

We may modify these terms at any time. We will notify you of significant changes by posting on this page or sending an email.

Contact Information

For questions about these Terms of Service, please contact us: